Health

If you do not currently participate in your employer’s health plan or coverage isn’t offered, be aware that new health care reform legislation requires most individuals to obtain coverage or pay a penalty, beginning in 2014.

Obtain Insurance in the Individual Market

Central PA Benefit Solutions LLC is here to help you obtain health coverage that fits your needs. Before purchasing, our on-line tools will help you shop around for the best option.

We work with most major carriers and we will help you obtain coverage in case of a major medical accident and/or for simple preventive care.  Our goal is to get you the best plan with the lowest premium.

The button below will take you to our on-line quoting tool.  Enter your information and you’re on the road to peace of mind.

Get a quote

Life

Life insurance in many ways is a tool; it can be used in a way to protect loved ones as well as being a sound financial investment for individuals and business owners.  The following benefits are example of how to use life insurance as a tool.

  • Income replacement – Buying life insurance protects your loved ones from income loss and financial catastrophe.
  • Final cost – Burial costs, estate planning, debts, medical expenses and attorney fees all contribute to high costs at time of death. A life insurance policy can help to cover some or all of these costs at time of death.
  • Income generation – Life insurance can be an inheritance to heirs, even if you have no assets at time of death.
  • Building Cash Value – A life insurance policy can also act as a savings account in some instances, which can be withdrawn or borrowed at the policyholder’s request.
  • Key Person replacement – If your company would lose a critical employee or owner in the event of an untimely death, a life insurance policy can help provide a benefit to counter act the financial hardship that could follow.

To get started, feel free to use our online quoting tool by clicking the button below – or simply give us a call.